Buying a house in Amsterdam: where to start?

Why buying a house in Amsterdam is so attractive

Buying a house in Amsterdam remains a dream for many. The city has an international appeal, but at the same time retains its charm and history. Whether you like vibrant neighborhoods with lots of cafés and culture, or are looking for peace and quiet in a green neighborhood, Amsterdam has it all. Buying a house in Amsterdam is also interesting from a financial point of view. The city has been a stable growth market for years. Despite fluctuations in supply and demand, homes continue to increase in value. This makes buying a house in Amsterdam not only a great choice for living, but also a smart long-term investment.

Buying a house in Amsterdam: these are the most important points to consider

Anyone considering buying a house in Amsterdam has a lot to take into account. After all, you are about to make a major financial and personal decision. Consider the following:

1. Your financial options

Make sure you calculate how much you can borrow in advance. Contact a mortgage advisor before you start responding to listings.

2. The location of the property

Every neighborhood in Amsterdam has its own character. Consider the distance to work, public transportation, schools, and amenities. Parking options are also important.

3. The state of maintenance

Always have a structural survey carried out. In a city with many older buildings, this is essential.

4. Legal details

Amsterdam has leasehold, deeds of division, and homeowners' association rules. These can affect your rights and costs as a buyer.

5. The speed of the market

Buying a house in Amsterdam often means acting quickly. It is important that you are prepared and can go through the purchase process efficiently.

Which neighborhoods are popular for buying a house in Amsterdam?

The choice of neighborhood largely determines your enjoyment of living there. That is why it is wise to consider in advance what is important to you: peace and quiet, excitement, space, or accessibility. Some popular neighborhoods for buying a house in Amsterdam:

Amsterdam-Zuid

Stylish, spacious, and lots of greenery. Think of Oud-Zuid, Rivierenbuurt, and Stadionbuurt. Luxury and comfort are central here.

De Pijp

Creative, diverse, and vibrant. Many young couples and expats choose to buy a house in Amsterdam in this neighborhood.

Amsterdam-Noord

Strongly on the rise in recent years. Here you will find modern new-build homes and a surprising amount of space. Buying a house in Amsterdam-Noord is attractive for families and investors alike.

Amsterdam-West

From hip Bos en Lommer to the green Westerpark: here you can combine liveliness with affordability.

East and IJburg

For those who want to live just outside the center but still want to be in the city quickly. New residential areas, child-friendly and spacious.

Each neighborhood has its own advantages and disadvantages. That's why it's worth working with a real estate agent to find the neighborhood that suits your needs.

Common pitfalls when buying a house in Amsterdam

Buying a house in Amsterdam sometimes seems easier than it is. We often see people making mistakes that have unpleasant (and costly) consequences later on. Consider the following:

• Not doing enough research. Not every house is right for your situation, even if it looks good on Funda.

• Not having a structural survey carried out. This is a shame, because hidden defects can cost you dearly later on.

• Forgetting to check for ground rent. In Amsterdam, ground rent is a serious expense if you don't look carefully at the conditions.

• Bidding emotionally. An enthusiastic bid often leads to overbidding, with the risk of financing problems.

• Responding too late. In Amsterdam, acting quickly is essential. Make sure you have all the documents and advice ready.

Amstelland Makelaars helps you avoid these pitfalls. That way, you will be buying 

a house where you feel at home.

This is what the purchasing process looks like when buying a house in Amsterdam

The process of buying a house in Amsterdam consists of several phases. Together, they provide clarity and control in a busy market.

1. Preparation

How much can you borrow? Which neighborhood appeals to you? What are your housing requirements? This is the time to explore your options and engage a real estate agent.

2. Searching for and viewing properties

We actively help you search and schedule viewings. Our network also gives you access to properties that are not yet online.

3. Bidding and negotiating

Have you found a house you like? Then we will make a realistic offer together. We will conduct the negotiations on your behalf.

4. Legal review and inspection

We will check the ground lease, deed of division, homeowners' association documents, and schedule a structural inspection.

5. Arranging financing

After signing the preliminary purchase agreement, you have a few weeks to arrange your mortgage.

6. Final purchase and transfer

You sign the deed of transfer at the notary. You then receive the key and are officially the owner of your house in Amsterdam.

Buying a house and selling your house in Amsterdam? You can do both at the same time.

Many people who are considering buying a house in Amsterdam are also in the process of selling their current house . This combination requires careful planning. If you buy first and sell later, you run the risk of incurring double costs. If you sell first, you may miss out on your ideal house.

Amstelland Makelaars guides you through both processes. We coordinate the timing carefully and advise you on the right moment to sell or buy. Thanks to smart clauses in your contract (such as a reservation for the sale of your own house), you can limit risks.

Why choose Amstelland Makelaars when buying a house in Amsterdam?

Buying a house in Amsterdam is not something you want to do alone. With Amstelland Makelaars, you are choosing a reliable partner who will guide you through the purchase process from A to Z. We ensure that you don't overlook anything, receive honest advice, and don't take any unnecessary risks.

We offer you:

• Local market knowledge and experience in all Amsterdam neighborhoods

• Personal guidance and short lines of communication

• Legal and structural inspection

• Negotiating power

• Transparency and peace of mind in a hectic marke

Together, we will find your ideal house. And we will ensure that you can buy, move, and live without any worries.

Looking to buy a house in Amsterdam? Feel free to contact us.

Send an email to info@amstellandmakelaars.nl or call +31 20 320 90 80. We would love to meet you, either online or at our office. Together, we will make your dream house a reality.